A Beautiful Choice, Inc.

Helping make families through the beautiful choice of adoption

Grants and Loan Information



Getting a grant is not an automatic or easy process, as each foundation has their own requirements based on financial need, infertility, religion, background, marital status and age etc. for the reward. Many of our families have researched this on the internet, made applications to the foundations that fit their circumstances, and then have had their adoptions subsidized by these wonderful benefactors. 

The National Adoption Foundation:  National Adoption Program makes quarterly grants ranging from $500 to $4,000 to adopting parents. There is no income requirement. There is a simple one-page application and the only requirement to apply is a home study, or one in progress. Contact them at (203) 791-3811 or https://fund your adoption.org/. The Bright Futures foundation helps orphans find forever families by providing small grants to prospective adoptive parents.

United Way International: United Way International provides assistance for costs of travel for children adopted with illnesses needing immediate medical attention. Applications are selectively considered and must be supported with a doctor's statement. 

A Mothers Love Fund Raising: An adoptive mother is helping to plan fundraising events for prospective adoptive parents.

Community Fundraisers: Community Fundraisers Prospective Adoptive Families can address their need for help to their churches and other civic community organizations in their local area. 

Child Adoption Funds: Information on creating a tax-exempt entity that can reduce your family's adoption expenses by 15% to 40%.

Gift of Adoption Fund: Grants ranging from $2,000 to $5,000 are available monthly to families adopting children with serious medical issues and for low-income families.

Montana Grant Information:P


Billings Clinic Foundation


Love Has Come: An Orphan Care Outreach

Give your time and talent to: 

  • Adoption Grant Fundraiser Banquet: donate auction items, be a corporate sponsor, attend.
  • Missoula Marathon: fundraise and walk/run (5K, half, full), man the aid station, be a corporate sponsor.
Forever Family Fund (FFF):

  • Apply for an adoption grant.
  • Give to our grant program  www.lovehascome.com/forever-family-fund.
Project Haiti:

  • Growing Haiti's most vulnerable kids into tomorrows's leaders
  • Creating sustainable business in Haiti
  • Being a Homes of Hopes partner
Go Adopt:

  • Tap into our recources at www.lovehascome.com/go-adopt before, during, or after your adoption journey.

Fundraising Opportunity:


Samuel Cornthwaite

P.O. Box 10221

Bozeman, MT 59719



[email protected]



Contact your bank for information on adoption loan programs available for prospective adoptive families. Most families consider taking an equity loan on their home to fund all of the adoption expenses as the interest is tax deductible and then they repay a large portion with the federal adoption tax credit.

Bank Loans: You can try to contact Nations Bank at (800) 448-7061, MBNA (800) 314-5437, First Union Bank in Washington D.C. or any other bank for information if a loan program is available for prospective adoptive families.

The National Adoption Foundation: The National Adoption Foundation has an unsecured low-interest loan program that gives families, whether renters or homeowners, and additional source of needed funds without pledging their homes or other forms of collateral. Apply online or download application from the NAF site or call 1-866-219-5657.

The ABBA Fund: The ABBA Fund provides financial assistance to Christian couples who need help with the "cash flow crunch" posed by adoption expenses. Adopting couples may request financial assistance in any amount, based upon their needs. The couple will enter into a covenant agreement with The ABBA Fund whereby the couple agrees to reimburse The ABBA Fund in manageable monthly payments. Financial assistance provided by The ABBA Fund is interest free. Couples seeking assistance must complete an application, and assistance will be provided by The ABBA Fund in stages as the adoption process moves along.

A Child Waits Foundation: A Child Waits Foundation provides low interest loans for families who do not have any other option than to request a loan in order to proceed with international adoption.

Hebrew Free Loan Association: Hebrew Loan Association offers adoption loans (interest free) to Jewish families who demonstrate financial need and strong desire to adopt a child.

Funds 4 Families: Please call (800) 451-3372 to find out more about home loans such as home equity plans, debt consolidation plans and refinancing plans. Also you can consult your bank or other current mortgage lender and a tax person regarding some tax benefits of the possible loans. 

Employer Assistance

Employer Assistance: Ask your employer if they can help with adoption expenses. Or call the Workplace at the National Adoption Center at (800) 862-3678 to find out how to request this help from your employer.

Adoption Assistance Benefits Program: Many employers will help with costs by reimbursing adoption expenses with a cash benefit of up to $4,000 dollars. If your employer does not offer this benefit, call Adoption and the Workplace at the National Adoption Center (800-862-3678) for materials to guide you in requesting adoption assistance from your employer. 

Federal Employees Adoption Benefits: Many non-cash assistance benefits are available to federal employees to make the adoption process easier like extended sick and family leaves to be used for travel, court hearings, and other adoption proceedings.

Military Adoption Reimbursement Program: Military non-recurring subsidy program is a one-time subsidy program for full-time military personnel. Adopting couples or singles can receive up to $2,000 reimbursement on adoption expenses for one child or a maximum amount of $5,000 for siblings or two children whether adopting a healthy infant, a waiting child, or a child from abroad. Travel costs foreign or domestic, are not covered. Reimbursement is made ONLY after the adoption is finalized and only if the adoption was done through a state adoption agency or a non-profit private agency. Eligible personnel should complete DD Form 2673 (Reimbursement For Adoption Expense). Please see Defense Finances and Accounting Service Instruction 1341 for more information about adoption for military families you may contact the National Military Family Association at www.nmfa.org.